Business credit reports from Experian

Why check a business credit report?

Identify problems and minimize any risk to your profit margin. Experian's business credit reports provide business background, comprehensive financial information and credit risk facts in an easy-to-read, online format.

With more than 40 years of experience in business credit reporting, Experian has put its database of more than 30 million credit-active businesses to work for you. The SmartBusinessReports service provides easy to read reports with varying levels of detail ranging from basic business facts to detailed credit payment and banking histories. Experian's world-class business database and scoring models enable you to better understand the creditworthiness of your customers and make faster, more effective business decisions.

Reports on your business

  • What is affecting the credit rating of my business? Your business credit report is used to make important financial decisions about your company like how much lenders will loan, how much credit suppliers will extend, and what interest rates to charge. Knowing your credit score can help you use it to your advantage.
  • Is my business credit report complete and accurate? Outdated or incorrect information can give the wrong impression about your business, resulting in unfavorable decisions that negatively impact your bottom line.
  • How does my company's credit score compare with other businesses?

Reports on other businesses

  • How financially secure is this prospect?
  • How does this prospect compare with others?
  • What are the risks in conducting business with this company?
  • Will we be paid back on time?
  • Should we do business with this company?
  • Quickly determine whether you can be confident about a credit decision concerning your new customer
  • Avoid surprises from current customers when you review them for credit increases

Why use Experian?

  • Sophisticated real-time business credit scores directly from Experian
  • Accurate information from objective sources (no self-reported information)
  • Extensive banking, trade and collection data
  • Public record data including liens, judgments, business registrations, bankruptcies and Uniform Commercial Code (UCC) filings